Yourhouseholdiseverythingthatmatters.
Afiredoesn'tjustdamageyour house,itcandestroythefurniture,appliances,electronics,andpersonalbelongingsyou'vespentyearspayingfor.NEMHomeProtectionInsurancehelpsprotectthecontentsofyourhomeagainstcommonhouseholdrisks,helpingyourecovermorequicklywhenunexpectedlossesoccur.Withplansstartingfromjust₦1,500,protectingyourhouseholdcontentscancostlessthanreplacingasingledamagedappliance.
WhyYouNeedHomeProtection
Most household contents are acquired gradually over time. A sofa here. A television there. A refrigerator, a washing machine, furniture, appliances, and other personal belongings. Because these purchases happen over the years, many people underestimate their total value. When fire, flooding, or another major incident occurs, replacing everything at once can be far more expensive than expected.
NEM Home Insurance helps reduce that financial burden by providing coverage for household contents against a range of common residential risks.
Choose the tier that fits your home and budget.
Home Protection Insurance is available in four tiers, allowing you to select a level of cover that matches your contents and lifestyle.
Benefit
Bronze
Silver
Gold
Platinum
Household content
₦250,000
₦500,000
₦750,000
₦1000,000
Legal Liability
₦50,000
₦50,000
₦50,000
₦50,000
Transit Risk
-
₦50,000
₦75,000
₦100,000
Medical Expenses
₦10,000
₦20,000
₦30,000
₦40,000
Premium
₦1,500
₦2,500
₦5000
₦3,500
HomeProtectionInsuranceissuitablefor:
Homeowners
Tenants
Apartment Residents
Families occupying residential properties
Homeowners
Tenants
Apartment Residents
Families occupying residential properties
WhatDoesHomeProtectionCover
Fire & Special Perils
Domestic Accidents
Personal Liability
Why Businesses Choose NEM Insurance
Affordable plans from ₦1,500
Protection against common household risks
Cover for domestic accidents
Personal liability protection
Flexible package options
Trusted claims support
Affordable plans from ₦1,500
Protection against common household risks
Cover for domestic accidents
Personal liability protection
Flexible package options
Trusted claims support
Frequently asked questions
The policy is available to homeowners, tenants, apartment residents, and other occupiers of residential buildings.
Yes. Cover includes flood arising from rainfall, subject to policy terms and conditions
Yes. Medical expenses arising from covered domestic accidents are included up to the applicable package limits.
Yes. Four package options are available, allowing you to select cover based on the value of your household contents.